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LOAN SERVICES
Under credit, we have , Development Loan, Emergency Loan and School Fees Loan which are payable in 48 months, 12 months and 12 months respectively.
SAVINGS
Under savings, we have the Share capital currently at Kshs. 8,000 (which is 400 shares at Kshs. 20) and deposits.
This earns Dividends and interest at the end of every financial year. The interest rates depend on the performance of the year. The share capital is non refundable but transferable.
About Us
Heart Saving and credit co-operative is a limited company which was registered on 27th September 1999. It is registered under the ministry of industry trade and co-operatives and The apex Sacco, Kenya Union Savings and Credit Co-Operative Ltd. (KUSCCO).
Our Mission
To be one of the best Sacco in Kenya working towards providing efficient and effective services to members financial and investment services
Our Vision
To be a leading financial provider to our Members’ satisfaction